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About Us

Our Business

The Einstein Group is comprised of professionals with expertise in insurance & risk transfer, capital structures, private equity and financial services.


Our flexible enterprise is able to adapt to situations where large multinational firms can't compete. We are the decision-makers, and we work directly with you. No corporate chains. No waiting weeks for approval. Just good business.  


Einstein is headquartered in Palm Beach County, Florida. We also have locations in New York. The Einstein Group is privately held. 

Our Vision

​The Einstein Group offers creative financial risk management and capital solutions.


Our extended presence in the financial services marketplace allows us to present innovative ideas for advanced financial & risk management.

Our Team

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Benjamin S. Terner, Esq., LL.M.

Managing Director

Mr. Terner has over 18 years experience in the alternative risk transfer and capital businesses. He is a licensed attorney in Connecticut and New Jersey. He serves as an Adjunct Professor of Law at Texas A&M University of Law in Fort Worth, Texas teaching risk management. Mr. Terner holds a Juris Doctor and Master of Laws degrees from Thomas Jefferson School of Law in San Diego; he holds a B.S. in Business Administration/Accounting from West Virginia University in Morgantown, and an International Business Certificate in Finance from the University Fillipin, Treviso, Italy.

Casper J. LaBarbera

Managing Partner

Mr. LaBarbera's focus includes development and oversight of the operations, sales & marketing, and information technology departments. He held a FINRA Series 3 and 7 licenses while working at some of the largest global investment banks. He earned a B.S. in Business Administration/Finance from West Virginia University in Morgantown.

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Andrew Gerardy

Vice-President: Underwriting

Andrew Gerardy has been in the financial services industry for over 16 years. While attending UCLA, Andrew worked for a boutique insurance firm in the underwriting department. After graduation, he took a job at JP Morgan Chase in Dallas, working as a residential mortgage underwriter while simultaneously obtaining a Master’s Degree. During his time at Chase, Andrew was also playing semi-pro soccer and coaching gymnastics on the side as a hobby. Andrew also recently had roles at Silicon Valley Bank-Commercial Finance, PennyMac, LLC-Associate Vice President of Underwriting.

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